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Taj Muhammad Ramazan's Group
In this Group: Taj , Shakooran, Shamim, Jamila, Naziran
Taj lives in the small Pakistani city of Borewala, which is famous for its shrines. She is married to M. R. who has a construction supplies selling business. He operates a shop in the main market. Borewala is a small city and there is not much competition in this area of business.

Taj has proved herself as a great mother and very supportive wife. She does sewing work in order to support her husband financially. She receives orders from boutiques and makes beautiful clothes for them for a profit. She also does hand embroidery.
Taj's husband wants to improve his business by adding more construction supplies to his shop because sometimes he is unable to meet a customer's requirements due to stock shortage. He wants to avoid this situation in the future. Therefore, Taj has applied for a loan from Kiva partner, Asasah, to financially assist her husband in his business. With the loan, he will buy supplies such as cement, sand and bricks for his shop. Taj is hopeful that her husband will be able to improve his business with the help of the loan.

Note: In the picture, the lady who holds the book (an Asasah passbook) in her hand is Taj.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $14,717,025
    Funds lent in using Kiva
  • 86.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Taj Muhammad Ramazan's Group's $1,125 loan helped a member to buy construction supplies for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 2, 2010
Sep 11, 2010
Currency Exchange Loss:
Aug 15, 2011