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Rosa Ines
The community bank named "August 30" meets in the Picoaza district in the city of Portoviejo. The region is known for its commerce, its traditional feast days of San Pedro and San Pablo, and for its happy population.

Rosa is the treasurer of the community bank and it is in her house that the meetings occur. She, together with a few other colleagues, used to belong to a different community bank but they decided to break away to form their own. This will be their first loan cycle as a group. She has three children and she lives with her boyfriend. He is a taxi driver.

She sells all kinds of clothing, selling her products on order. She has many clients and they order her products especially because she offers them flexible payment methods. She collects payments on the weekends, a great advantage to her because when she picks up a payment she
always makes new sales. She works on the weekends with the help of her boyfriend. She purchases her merchandise once a month in the city of Guayaquil, location where she finds the best selection. Seventy percent of this loan will be used to purchase ladies' clothing and the rest will be used to purchase men's clothing.

Her dream is to purchase a car to help her make her sales.
View original language description ↓
El Banco Comunal 30 de Agosto se reúne en la parroquia Picoaza de la ciudad de Portoviejo. Lugar conocido por ser una zona muy comercial, por sus fiestas tradicionales de San Pedro y San Pablo y por la alegría de su gente.

La señora Rosa es la tesorera del Banco Comunal 30 De Agosto y la dueña de la casa donde se reúnen las socias, nos cuenta que ella junto con otras compañeras ya estaban en otro Banco Comunal pero que decidieron separarse y así formar este nuevo Banco en el cual es su primer ciclo.

Tiene tres hijos de una unión libre que mantiene hace 16 años, su marido es chofer particular.

Ella se dedica a la venta de todo tipo de ropa, su forma de venta es bajo pedido, tiene muchos clientes que le piden sus productos ya que les da facilidades de pago, ella cobra los fines de semana lo cual es una ventaja ya que al cobrar realiza nuevas ventas. Trabaja los fines de semana casi todo el día con la ayuda de su esposo. La mercadería va a comprar una vez al mes a Guayaquil ya que allá hay más variedad de productos.

Este crédito lo va a utilizar un setenta por ciento en comprar ropa de damas y el resto en prendas de hombres.

Su sueño es comprar un carro para realizar sus ventas.

About Ecuador

  • $10,200
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $23,231,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Rosa Ines to purchase ladies' and men's clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 3, 2010
Listed
Sep 9, 2010
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2011