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Jose Luis
This community bank member belongs to the community bank "Las Perlas" (The Pearls). This bank is located in the Huanchac district, in the province and department of Cusco.

Jose is 56 years old and he is married. He works in transportation and alternates his work with taxi service. By working in a rented car and saving, he succeeded little by little in buying his own unit of transport. Now he is applying for the loan to expand and be able to obtain a second taxi unit. He is applying for the loan to invest in the purchase of a secondhand car so that he can rent it out as a taxi.

He is grateful for the loan and promises to make all his payments in a disciplined manner.
View original language description ↓
El socio pertenece al banco comunal "LAS PERLAS"; Este banco se ubica en el distrito de Huanchac en la provincia y departamento de Cusco.

El socio tiene 56 años de edad y el es casado, el socio trabaja en transporte y alterna su trabajo con el servico de taxis, el socio ahorrando y trabajando en un auto alquilado logro poco a poco comprar su propia unidad de trasporte, ahora el socio esta solicitando el prestamo para aumentar y poder obtener una segunda unidad de taxi. El socio solicita el prestamo para invertir en la compra de una unidad de auto de segunda mano para que trabaje prestando servicio de taxi.

El socio agradece el prestamo y se compromete a cumplir con el pago de sus cuotas en forma disciplinada.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 170
    View loans »
    Peru Loans Fundraising
  • $60,197,200
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Jose Luis increase his capital to purchase a secondhand car.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 23, 2010
Sep 8, 2010
Currency Exchange Loss:
Jan 15, 2011