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Ruth Higidia
This community bank member belongs to the community bank "Las Perlas" (The Pearls). This bank is located in the Huanchac district in the province and department of Cusco.

Bank member Higidia is 45 years old and is married. She has three children. She works in retail sales. She buys and sells chickens. She has worked in this business for 15 years. She is very well known and has regular customers. She takes the orders of her customers every week and goes to the wholesale market, where she places the order and sends her customers the quantity needed. She is applying for the loan to have a base of working capital.

She appreciates the loans offered through this means, and at the same time she promises to make her loan payments according to the schedule.
View original language description ↓

La socia pertenece al banco comunal “LAS PERLAS”; Este banco está situado en el distrito de Huanchac perteneciente a la provincia de Cusco y departamento de Cusco.

La socia Higidia; tiene 45 años de edad y es casada, ella tiene 3 hijos trabaja como comerciante minorista ella compra y vende pollos, La socia trabaja desde hace 15 años con este negocio ella es muy conocida y ya tiene su clientela frecuente. La socia toma los pedidos de sus clientes cada semana y se dirige a su mercado mayorista hace el pedido y le envían la cantidad que requiere. La socia solicita el préstamo para hacer de este un capital base de trabajo.

La socia agradece el préstamo mediante este medio y del mismo modo se compromete a cumplir con el pago de sus cuotas en el plazo estipulado.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ruth Higidia buy and sell poultry.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 23, 2010
Sep 8, 2010
Currency Exchange Loss:
Jan 15, 2011