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Mrs. Som C. I. is a 46-year-old farmer who lives in Kompong Tom province. She is married to Ly Mao, aged 44, and has six children, all of whom are single. The couple work together in the farming business. To help solve their family's financial crisis, two of the children are employed in a garment factory. Som C. I. and her family live in their own house, which breaks down frequently. As a consequence, their living conditions have been affected. In order to resolve this problem, Som C. I. is humbly requesting a loan of $600 to repair her old house.

Note: Mrs. Som C. I. was not available at the time of the photograph, so her husband is pictured instead.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 47
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Som to repair her old house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 11, 2010
Sep 9, 2010
Currency Exchange Loss:
May 15, 2011