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Ainura's Group
In this Group: Ainura , Aigul , Nazgul , Damira
Ainura C. is leader of this group. She is forty-one and married with three sons who are eighteen, fourteen and twelve years old. Her two youngest sons go to school while her elder son studies at an institution of higher education.

Ainura’s husband breeds cattle and she helps him. They started cattle breeding four years ago with an initial investment 2,000 soms. Now, reselling some cattle after fattening they earn 5,000 soms per month.

Ainura is applying for a loan in order to have sufficient funds to pay the tuition fee at the institution of higher education of her elder son. In the future, after graduation of her son, she is planning to see her son married and to provide an opportunity to receive higher education to her youngest two sons.

The other group members are:

Aigul S. is treasurer of the group. She is forty-two and married with three children who are twenty, twelve and two years old. Her elder son is a student at an institution of higher education. Her husband is a member of the riot police. Aigul is a teacher at the local school. She is applying for a loan in order to pay for medical treatment for her daughter. In the future, she is planning to cure her daughter and improve the family’s living conditions.

Nazgul A. is thirty-three and married with two daughters who are seventeen and fourteen, and a son five years old. Her elder daughter is a student at the university; her second daughter goes to school and her son is at home. Her husband is a dispatcher. Nazgul is a teacher at the local school. She is applying for a loan in order to pay the university tuition fee of her elder daughter. In the near future, she is planning to give all her children an education and improve the family’s living conditions.

Damira M. is forty-seven and married. She has four children: her daughters are twenty and seventeen and her sons are fourteen and twelve years old. Her elder daughter works in a sewing workshop while the other children go to school. Damira makes national handicrafts and sews. She started seven years ago with initial investment of 1,000 soms and her monthly income is 4,000 soms. With the help of the profits she has been able to provide her children with higher education. She wants to start cattle breeding in order to have an additional source of income. She is applying for a loan in order to purchase school accessories for her children and to purchase cattle for breeding purposes with the rest. In the future, she wishes to expand her cattle breeding so that she can more easily provide for her family.


--- Where Did This Loan Come From? ---
This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of the 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable in order to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a video presentation about the organization, please visit: www.kiva.org/about/aboutPartner?id=135.

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at www.kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and from Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 154
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,453,825
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ainura's Group's $1,200 loan helped a member to pay her elder son's tuition fees.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 27, 2010
Listed
Sep 9, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2011