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Julia
Julia is 40 years old and lives in her own home with her two children and her mother-in-law. They all reside in a populous neighborhood located north of the city. For more than two years, Julia has been selling beauty products of a known brand. She remembers starting her business based on a recommendation of a friend. When she first started building up her inventory of products, everything was very difficult, but in time she eventually acquired good customers who now buy on a frequent basis and pay on time. Julia enjoys her work because it allows her to earn a good income without neglecting her household. In addition, her children have been able to get ahead because of her effort and dedication. The part she dislikes is walking great distances in order to attract new customers, but she is willing to do it so that she can keep growing. This hardworking woman has plans to get further ahead by opening a small bazaar in her home so that she can continue forward.


This is her third loan with MFP. Julia promises to complete her payments on time so that she can continue progressing. In addition, she does not want to disappoint everyone who made this loan possible so that she could continue working. Julia plans to invest the loan she requested in the purchase of more beauty products and perfumes since she has several orders to fulfill. She hopes to have a better income.

View original language description ↓
Julia, de 40 años, vive en su casa que es propia en compañía de sus 2 hijos y de su suegra, habitan en un barrio populoso ubicado al norte de la ciudad. Hace más de 2 años, se dedica en la venta de productos de belleza de una reconocida marca, recuerda como se animó a empezar en este negocio por recomendación de una amiga. Y cuando recién comenzaba a colocar sus productos, todo era muy difícil pero con el tiempo adquirió buenas clientes que ahora le compran con frecuencia y le pagan a tiempo. Le gusta mucho su trabajo porque le permite obtener buenas ganancias sin descuidar su hogar, además ha logrado sacar adelante a sus hijos con mucho empeño y dedicación. Pero lo que le desagrada es caminar mucho para captar nuevas clientes, pues siempre esta en busca del crecimiento. Esta trabajadora mujer tiene planeado para más adelante instalar un pequeño bazar en su casa y de esta manera continuar adelante. Es el tercer crédito que tiene con MFP, y promete cumplir con sus cuotas puntualmente ya que quiere seguir progresando, además no quiere decepcionar a las personas que hicieron posible el dinero que le permitirá continuar trabajando. Julia tiene planeado invertir el crédito solicitado en la compra de mayor cantidad de productos de belleza y perfumes, pues tiene varios pedidos por cumplir y espera tener mayores ganancias.

About Peru

  • $6,715
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $55,833,225
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Julia purchase beauty products & perfumes to fulfill her orders.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 19, 2010
Listed
Sep 8, 2010
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2010