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Khanga Group
In this Group: Havinitishi, Christina, Mary, Rukia, Zuhura, Musa, Eliza, Bakari, Tabu, Hamadi, Twalibu, Zainabu, Kuruthum, Asha, Fatuma
Havinitishi N., who is in her middle thirties, is married with two sons and two daughters. She has been running a grocery business selling beer, soda and water for two years. She works from 4 p.m. to 12 p.m. and is able to earn a monthly profit of about $92.

This will be Havinitishi’s 3rd loan from Tujijenge Tanzania. She has successfully paid back her previous loans which she used to increase her stock and bought empty beer crates and chairs.

Havinitishi hopes for this loan so that she can buy a TV and also start selling spirits. Her dream is to buy a car that she can use to carry her grocery products.

Havinitishi will share this loan with her loan group, Khanga, which totals fifteen members. The members of the group hold each other accountable in paying back the loan.

In the photo, Havinitishi is at the back, second from the right.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,700
    Average annual income
  • 95
    View loans »
    Tanzania Loans Fundraising
  • $14,502,950
    Funds lent in using Kiva
  • 1,523.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Khanga Group's $3,550 loan helped a member to buy a TV and start selling spirits.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 6, 2010
Listed
Sep 8, 2010
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2011