Godfry L. is a 55 year old married man with 8 school-going kids. For a year, Godfry has been operating a farming and piggery business in the Kyamulinga- Mityana district. He started off with goat and cattle rearing and says that in a month his businesses generate him close to 1,250,000 shillings. He also sells milk and bananas. His hard work has brought him this far, despite the fact that he has faced some inevitable operational financial problems since his business is only one year old. Also, demands on him from family and friends have at times inundated him and in a way slowed the progress of his businesses. That said, he is very optimistic that he will be able to improve his business situation once he receives this kiva loan. He says the loan will give him the ability to buy more piglets, feed, drugs and pesticides.