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Aram H. is married with one child. He supports a large family with parents and pensioner grandparents. Before starting serviette production, he worked as a delivery man for a meat factory, contacting numerous clients in various regions of Armenia. To be more financially secure, he decided to start his own business. Knowing many retail shop owners helps him a lot in his business now. Currently Aram has large orders for which he needs to order large volumes of packaging.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 133
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Aram to order large volumes of packaging for serviettes.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Aug 24, 2010
Sep 7, 2010
Currency Exchange Loss:
Aug 15, 2011