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Apolinar, 41, has been in a union with Mrs. Severina Merubia Terrazas for over 21 years. They have two dependent children who are students. They live in Colomi, Pucara, 45 kilometers to the south along the Cochabamba-Santa Cruz highway. Both are farmers.

Apolinar and his wife comment that the death of their 22-year-old son two months ago brought about some unexpected high expenses that made it impossible for them to be able to buy organic manure and potato seed.

They came by our CIDRE offices in person to request a loan because they had prepared fields ready. According to them, they produce potatoes, lima beans, oca (a tuber), papalisa (an Andean tuber). This is their only source of yearly income with which they support the family and pay for the education of their two children who are in primary school. Lastly, they say they will plant larger surfaces.
View original language description ↓
El señor Apolinar tiene 41 años de edad es conviviente más de 21 años con la señora Severina tienen 2 hijos dependientes que estudian, viven en Colomi comunidad Pucara km 45 km hacia el sud sobre la carretera Cbba Santa Cruz, ambos se dedican a la producción agrícola.

Apolinar y su esposa nos comentan que su hijo de 22 años ha fallecido hace dos meses atrás, lo cual han tenido gastos fuertes económicamente, razones que les falto para comprar abono orgánico y semilla de papa, se apersonaron a nuestras oficinas de CIDRE a solicitar un préstamo que de tal modo les sobro parcelas preparadas, según ellos nos dicen lo que producen papa, haba, oca, papaliza es el único ingreso económico que perciben anualmente, mantiene de esta forma a su familia también gastos para su estudio de sus dos hijos que están en nivel primaria por ultimo dice que sembrara en mas superficies.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 162
    View loans »
    Bolivia Loans Fundraising
  • $33,489,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Apolinar to buy organic manure and potato seed.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 13, 2010
Sep 4, 2010
Currency Exchange Loss:
Mar 21, 2012