Ala S. is 42 and married with six children aged between two and eighteen. Ala owns a business venture planting and harvesting taro for sale. She has two years' experience in this business. Ala needs a loan of 1,500 WST to purchase weedkillers such as Gramoxome. She plans to use the earnings from her business (estimated to be 400 WST per week) to improve and expand her business.
Ala joined Kiva partner, SPBD, in 2009, and this is her second loan. SPBD's loans are Ala's only access to capital because she was never able to qualify for a loan with traditional banks.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.