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Tlatoani Group
In this Group: Eutimio, Humberto Eduardo, Antolina Cornelia, Maria Elena
This group is named Tlatoani and it is located in Tlayacapan in the state of Morelos. It is made up of 4 members. They all know each other and are neighbors. They are all very happy for the loan they have requested.

Eutimio G. Torrez will purchase wood and wood planks with his loan to use in his work. He is a construction worker. Humberto Eduardo M. R. will purchase corn husks, meat, dried chilies, milk, sugar, cinnamon and rice to make tamales and warm corn flour drinks. Antolina Cornelio X. F. will purchase new catalogues to restock her business with linen and blankets in various sizes. Maria Elena O. M. will purchase a grill, chairs, sacks of corn on the cob, cheeses, powdered chili for the corn, and for corn drink.

Humberto Eduardo M. R. is the representative of the group. He is 40 years old and he has a grade 9 education. He lives together with his wife and their 6-year old daughter named Anel. She attends primary school. Humberto requests a loan to invest in his business, selling corn flour drinks and tamales. He will use it to purchase corn husks, lard, meats, cups, spoons, napkins, sugar, chilies, corn flour, milk, cinnamon and rice. He started his business 20 years ago for the lack of paid work. He used to work one or two days a week so he started selling corn drinks and tamales. His business has been very successful. He started out selling his products from buckets but with time he started to save money and he purchased an adult tricycle which helped him to go all over town. He goes to gas stations and along the streets to sell his corn drinks and tamales. He sells to the entire population of the village and to tourists that stop to purchase ornate clay objects and pottery. He is proud of his business because with it he has been able to purchase a plot of land where he lives and where he is building a house. The house where he lives is made of wood and aluminum sheeting, but he is saving money to make the walls out of bricks and the roof of concrete.

He faces competition from others that work in the same business, selling the same products. He invests his earnings in part to cover the family’s expenses, in part to continue building their house, and he also invests a part of his earnings back into the business.

What he enjoys most of his work is completing a sale. It is very important because it feeds and supports his family. His dreams are to see his house completed and beautiful. He also wishes to see his daughter attend school and achieve a career and a have a good job. He is very happy and content and in good health. He is glad about the loan he is granted he wishes to thank Kiva and Fundacion Realidad for the trust imparted to them by this loan and future loans.

The village of Tlayacapan is quiet and clam and every one knows the members of the group. The region is very friendly and it is known by tourists for its clay pottery. It is a lovely village where everything is green with vegetation and there is a magical history of the surrounding mountains, commonly known as The Little Sombrero, Butterfly, and The Little Window. The church was once a convent. It is also the birthplace of chinelos, colorfully dressed dancers. In the months of February and March up to 5 days before Ash Wednesday there are weekly fairs, on Friday to Tuesday every week.
View original language description ↓
Este Grupo solidario se llama Tlatoani, esta ubicado en Tlayacapan, en el estado de Morelos, esta conformado por 4 integrantes que se conocen y son vecinos y están muy contentos con el préstamo que le proporcionan.
Los integrantes del grupo son el señor Eutimio Gómez T. va a comprar con su préstamo madera (polines), tablas, etc. para tener madera para cimbrar el es albañil, el señor Humberto Eduardo Martínez Rodríguez va a comprar hojas para tamal, carne, chiles secos, leche, canela, azúcar, arroz para elaborar sus tamales y su atole, la señora Antolina Cornelio X. F. va a comprar catálogos nuevos para surtirse de blancos, colchas, sabanas matrimoniales e individuales, la señora Maria Elena O. M. va a comprar una parrilla, mesas, y mercancía elotes por bulto, queso por kilo, chile en polvo por kilo para preparar sus elotes, esquites y chile atole.
El señor Humberto Eduardo Martínez Rodríguez es el representante del grupo, tiene 40 años de edad, estudio hasta el 3er. Año de secundaria tiene su certificado, vive en unión Libre tiene 1 hija de 6 años de edad se llama Anel y estudia la primaria, el señor Humberto solicito su préstamo para invertir en su negocio de venta de atole y tamales va a comprar Hojas para tamal, manteca, carne, vasos, cucharas, servilletas, papel extraza, azúcar, chiles guagillo, masa, leche, canela, arroz, inicio su negocio hace 20 años por necesidades económicas por que en el campo no había trabajo, trabajaba 1 día o dos días de la semana y se le ocurrió comenzar a vender atole y tamales, le va muy bien en el negocio, inicio vendiendo su producto en cubetas, caminando fue ahorrando y compro su triciclo donde se desplaza mas fácilmente en todo el pueblo, en la gasolinera, en la orilla de la carretera donde va ofreciendo sus tamales y atole, sus clientes son todas la personas del pueblo y los turistas que se detienen a comprar ornatos de barro y alfarería, el se siente orgulloso de tener este negocio por que le a permitido comprar su terreno donde esta viviendo y esta construyendo su casa de material, su casa donde vive es de madera y techo de lamina pero están ahorrando para poner las bardas de tabique y el techo de concreto, su negocio enfrenta la competencia de otros compañeros que venden los mismos productos. Las ganancia que obtiene las reparte en los gastos de la familia, en mampostería de la casa e invirtiendo en los insumos para volver a vender el atole y los tamales. Lo que mas le ha gusta es cuando vende y recibe el dinero, es importante por que de ahí comen y es el sostén de la familia. Sus sueños son hacer su casa verla terminada y bonita también que su hija siga estudiando para que tenga su carrera y un buen empleo. El esta feliz y contento, lleno de salud con el préstamo que le proporcionan y quiere decirle a Kiva y a Fundación Realidad “muchas Gracias que confían en nosotros y que nos sigan prestando”
En el Pueblo de Tlayacapan hay mucha tranquilidad, todos se conoce y son muy amistosos, es turístico venden productos de alfareria, esta muy bonito esta verde, tiene historia mágica por su cerros que se llaman el sombrerito, mariposa, la ventanilla, la iglesia es exconvento, también es la cuna de los chinelos, en el mes de Febrero o marzo 5 días antes del miércoles de ceniza, hay fiesta en el pueblo desde el viernes al martes.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 10
    View loans »
    Mexico Loans Fundraising
  • $18,121,600
    Funds lent in using Kiva
  • 13.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Tlatoani Group's $1,400 loan helped a member to purchase corn husks, lard, meats, cups, spoons, napkins, sugar, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 23, 2010
Listed
Sep 7, 2010
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2011