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Turduhan's Group
In this Group: Turduhan , Zymyrat , Nurzhamal , Narynbek
Turduhan D. is the leader of this group. She is sixty and married. She has seven children: her sons are forty-one, thirty-nine, thirty-seven, thirty-two, twenty-eight, twenty-two and her daughter is thirty-three. All her children work as sellers at “Dordoi” market in Bishkek (the capital of Kyrgyzstan) and each of them sends their mother 6,000 soms monthly. Her husband is farmer, and she breeds cattle. Twenty years ago, she started to breed livestock with initial investment of 1000 soms. Now, reselling some livestock after fattening and at a higher price, she makes 3,000 soms per month. She is applying for a loan in order to buy four sheep and increase her turnover and as a result her profits. In the future, she is planning to celebrate the marriage of one of her sons.

Group members:

Zymyrat K. is treasurer of the group. She is forty-six and married. She has four children: her sons are twenty-three and twenty-one, and her daughters are twenty-three and twenty-one. Her sons works as builders in Russia and their monthly income is 25,000 soms. Her husband is a taxi driver. Zymyrat breeds cattle and sews traditional clothing. She started twenty-four years ago with an initial investment of 1,000 soms. Now, cattle breeding and sewing traditional clothing brings her 1,500 soms monthly. She is applying for a loan to buy more cattle and increase her turnover. With the profits from cattle breeding, she is planning to help her sons enter institutions of higher education.

Nurzhamal T. is forty-eight and married. She has five children: her sons are eighteen, thirteen, and nineteen, and her daughters are twenty-four and twenty-two years old. Her daughters work in a sewing workshop, while Nurzhamal breeds cattle. She started cattle breeding twenty-eight years ago with initial investment of 1,000 soms. With the help of cattle breeding, she earns 1,500 soms monthly. She is applying for a loan to buy more cattle. In the future, she is planning to help her sons establish themselves in life.

Narynbek I. is twenty-two and single. He lives with his mother who is a farmer. He breeds cattle. Two years ago, he started with a purchase of cattle for 1,000 soms. Monthly, he now earns 1,500 soms from cattle breeding. He is applying for a loan in order to purchase additional cattle to raise. In the future, with the help of profits from cattle breeding, he plans to marry.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 69
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,298,300
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Turduhan's Group's $1,500 loan helped a member to purchase sheep.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 26, 2010
Sep 5, 2010
Currency Exchange Loss:
May 15, 2011