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Kem's Group
In this Group: Kem, Soeng, Neang, Kruy, Hel, Horm, Our, Din, Chor, Cheng
Mrs. Kem Y., who was born in 1962, was selected as the village bank president by the members of this village loan. They all live in Ta Nu village, Kandal province. Each member of the loan hopes to increase their income to improve their families' living.

Mrs. Kem Y. and her husband, Mr. Chaem Thorn, are farmers who own 2-hectares of land that they use to cultivate rice for a living. This couple are also farmers who work very hard to support their three children, who are seamstresses in a garment factory. In order to support the farming crop, Mrs. Kem Y. decided to ask for a loan to buy fertilizer, pesticide, and to pay for farm laborers to cultivate the rice.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 264
    View loans »
    Cambodia Loans Fundraising
  • $37,494,750
    Funds lent in using Kiva
  • 4,215.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kem's Group's $1,700 loan helped a member to buy fertilizer, pesticide, and to pay for farm laborers to cultivate rice.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 6, 2010
Oct 1, 2010
Currency Exchange Loss:
Jul 29, 2011