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Néstor Manuel
Néstor Manuel D. P. is an active worker with the ENACAL company. He has been with this institution for three years, working as a plumber. He is currently married. He has had three loans with CEPRODEL, and he has used all of them to buy construction materials and improve the house where he lives. The loans have benefited him greatly, since they have allowed him to improve his living conditions and those of his family.
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El Sr. Néstor Manuel D. P. es trabajador activo de la Empresa ENACAL tiene tres años de trabajarle a esta institución desempeñándose como Fontanero, es casado actualmente. Ha tenido tres créditos con CEPRODEL y cada uno lo ha hecho para comprar materiales de construcción y mejorar su casa de habitación los créditos le ha beneficiado en gran manera ya que de esta manera él ha mejorado su condición de vida de él y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 21.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Néstor Manuel buying cement, sand and stone blocks.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 20, 2010
Oct 2, 2010
Currency Exchange Loss:
Aug 13, 2012