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Mẫn Thị D. is 38 years old, married and has two school-aged children. She lives in the town of huyện Yên Phong - tỉnh Bắc Ninh. Mẫn runs a recycling service in which she hauls away junk and other waste material for local businesses and community members. She has been in business for over six years and earns approximately 2,500,000 VND a month.

In 2009 Mẫn joined SEDA to gain access to its financial services. She has successfully repaid a previous loan of 5,152,000 VND from SEDA which she used to invest in expanding the business. Mẫn is now requesting a new loan of 8,288,000 VND which will be used for the same purpose. She plans to use all additional revenue to further improve and expand her business.

About SEDA:

The mission of SEDA (Center of Small Enterprise Development Assistance) is to provide microfinance services to low income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 98
    View loans »
    Vietnam Loans Fundraising
  • $14,728,425
    Funds lent in using Kiva
  • 19,470.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Mẫn to invest in expanding her business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 11, 2010
Sep 3, 2010
Currency Exchange Loss:
Feb 24, 2011