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Los Tres Barrios - Qoricancha Group
In this Group: Isabel, Valeriana , Benigna , Alejandrina , Valentina , Ignacio , Vilma , Epifanio , Mario *, Aquilino , Melquiades , Paulina , Rolando*
* not pictured
These associates are part of the “TRES BARRIOS – QORICANCHA” communal bank, located in the Qoricancha district; part of the Chincherosos province, and the Cusco department.

Vilma is married and has four children. She alternates her daily activities between her agricultural and sale of small animals; she buys and sells small animals, such as hogs, Guinea pigs, and corral birds. She does this year round and it’s her principle activity. She also helps her husband with his land and agriculture.

The other associates are primarily dedicated to agriculture and livestock. Like [Vilma], most also raise small animals. Some of them are laborers and masons. Four members of this group are not shown in the photograph because, in the case of Aqilino and Melquiades, they are represented by their wives through powers of attorney.

[Vilma] appreciates those who form part of this dream and she is committed to making her payments on schedule.
View original language description ↓
Los socios pertenecen al banco comunal “TRES BARRIOS - QORICANCHA”; Este banco se ubicada en el distrito de Qoricancha, perteneciente a la provincia de Chincheros y departamento de Cusco.

La socia es la Sra. Vilma; ella es casada y tiene 4 Hijos; La socia alterna sus actividades diarias con la agricultura y el comercio minorista de animales menores, La socia compra y vende animales menores; Ella se dedica a este negocio todo el año como actividad principal, pero también ayuda a su esposo con sus terrenos y la agricultura. , como son chanchos, cuyes, aves de corral.

Los otros socios se dedican mayormente a la agricultura y a la ganadería, también al igual que nuestra socia ellas se dedican a la crianza de animales menores; otros de ellos son obreros y albañiles. En la foto general no estan presntes 4 miembros, porque en el caso de Aquilino y Melquiades, sus esposas o conyugues los están representando con carta poder para todo tramite, ellos se fueron con permiso.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,999,750
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Tres Barrios - Qoricancha Group's $3,475 loan helped a member small animals.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 6, 2010
Sep 3, 2010
Currency Exchange Loss:
Mar 15, 2011