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Julio Ernesto
Julio is 57 years old and he sells natural medicinal products in the suburban region of Paraiso, a region known for its unpaved roads and mountains.

He fell ill last year and he started taking some natural medicines and he soon saw an improvement in his health. He decided to start buying these products, including Noni brand products, calcium and fruit products. He sells them to his friends and acquaintances. He now visits companies to sell his product.

With the help of this loan he will purchase more Noni brand products and calcium and fruit products. In the future he hopes to open his own store from where to sell his products.
View original language description ↓
Julio de 57 años, el vende productos naturales y vive en una zona periurbana llamada “Paraíso” caracterizada por sus caminos de tierra y montañas.

El tenia una enfermedad hace año atrás, comenzó a tomar algunos productos naturales que le medicaron y como le dio muy buenos resultados el decidió comprar estos productos a base de noni, calcio y frutos y los vende a sus amigos y conocidos. Ahora el visita varias empresas vendiendo los productos.

Con el préstamo quiere comprar mas productos a base de noni, calcio y frutas. En el futuro quiere tener su propio local para vender sus productos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 81
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Julio Ernesto to purchase Noni brand products, calcium, and fruit products.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 12, 2010
Sep 3, 2010
Currency Exchange Loss:
May 15, 2011