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Martha Isabel
Martha is 52 years old and she lives in the suburban region of Paraiso, known for its unpaved roads and mountains. She has remodelled a section of her house to be a beauty shop.

She once worked in a day care and with those earnings she went to beauty school. Slowly she saved enough money and gained some practice to purchase some beauty products and appliances, such as curling irons and hair dryers. She launched her business and set up her own beauty salon.

She requests a loan to purchase beauty products and a hair washing station. In the future she hopes to finish her beauty school training and build a better house.
View original language description ↓
Martha de 52 años, vive en una zona periurbana llamada “Paraíso” con caminos de tierra y montañas. Ella tiene una gabinete de belleza en una parte de su casa.

Ella trabajaba en una guardería y con los ingresos que ganaba hizo cursos de peinados y belleza. Poco a poco ahorrando dinero y practicando pudo comprar algunos productos de belleza y maquinas como panchas, secadoras, después de un tiempo readecuo su casa para tener su propio salón de belleza.

Ahora ella quiere comprar con el préstamo productos de belleza y un lavadero de cabello. En el futuro quiere terminar sus estudios de belleza y poder construir mejor su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Martha Isabel to purchase beauty products and a hair washing station.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 26, 2010
Sep 3, 2010
Currency Exchange Loss:
Nov 15, 2011