This is their 7th experience with the microfinance institution Soro Yiriwaso. The loan is needed to respond to their customers’ needs; all previous loans have been duly repaid. This group of women is mainly engaged in selling food products, such as cucumbers, potatoes, smoked fish and, as in Youma K.'s case, oranges. Youma K. plans to use her loan to purchase 50 bags of oranges. She buys oranges at the big market of the Medine district of Sikasso as well as from growers in the nearby villages. She sells at the big market of Sikasso and from her home to a customer base composed of men and women, for cash.
She plans to achieve a monthly income of 25,500 West African Francs, a part of which will be used to help her husband provide for the everyday family needs and the rest reinvested in her business.
Elles sont à leur septième collaboration avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle et tous les prêts passés se sont bien dénoués.
Ce groupe de femmes fait essentiellement le commerce de produits alimentaires tels, les concombres, la pomme de terre, le poisson fumé et les oranges avec YOUMA K..
YOUMA K., compte acheter avec son prêt 50 sacs d’orange.
Elle s’approvisionne au grand marché du quartier MEDINE de la ville de Sikasso et dans les vergers des villages voisins .
Elle les revend au grand marché de Sikasso et en famille à une clientèle composée d’hommes et de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel de 25.500FCFA dont une partie sera utilisée pour l’appui de son mari dans les dépenses quotidiennes et l’autre partie sera investie dans les activités.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid