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Mrs. Primitiva F. is from the Barangay of Migcanaway, Tangub City, Misamis Occidental. She is 45 years of age and married with four children, two of whom are adults and the other two are still in their teens and school age. To make a living, she ofers beauty services, particularly manicures and pedicures. She also receives regular support from her husband's salary as a government employee. She has been engaged in this business for 18 years already and earns approximately Php4,000.00 a month.

In the 2008, Primitiva joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. As an active member of PMPC under the PDP-LP Program, a microfinance program that reaches out the rural communities, Primitiva has successfully repaid a loan of Php14,900.00. She is requesting a loan amount of Php14,900.00 as her seventh loan to buy additional manicure and pedicure sets. The remaining amount is for hog feed. She plans to use the additional revenue generated from the business to improve the general living conditions of her family, saving for the future, loan repayments, children's education, insurance, and possible business expansion.

About PMPC: Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1819
    View loans »
    Philippines Loans Fundraising
  • $60,866,650
    Funds lent in using Kiva
  • 45.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Primitiva purchasing additional manicure and pedicure sets.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 2, 2010
Sep 2, 2010
Currency Exchange Loss:
Jun 15, 2011