Mr. Lin H., 20, and his wife, Mrs. Sreytorng Touch, 28, have been married since 2009 and have no children yet. Lin's mother who runs a grocery store is living with them. They live in a village about fifteen kilometers from Phnom Penh, the capital city of Cambodia. Mr. Lin H. and his wife are garment factory workers. He is asking for his first loan of $1,000 for his mother to expand her grocery store, and he will use a part of the loan to concrete his house foundation.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.