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Arayik S. was born in 1973. He lives with his mother in Vanashen village, in the Ararat area. He has secondary school education and now works at a gas-filling station in Ararat city.

At the same time, Arayik and his mother engage in animal husbandry. On their farm they have calves, sheep, pigs and chickens. Thanks to the income from farming Arayik supports his family and develops his farm. He seeks a $3,000 loan to buy eight or ten calves and fodder for his farm animals.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 113
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Arayik to buy eight or ten calves and fodder for his farm animals.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 31, 2010
Aug 31, 2010
Currency Exchange Loss:
Sep 15, 2012