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Penina is a 51-year-old mother of six children, ages 30, 28, 26, 23, 22 and 18. Five of her children are still in school.

Penina operates Sembe Millers. She has eight years of experience in the business. She has two employees. She was previously earning her income from dry cleaning services. Penina registered as a member of Faulu Kenya under a group called Container. She appreciates Faulu Kenya because her businesss has expanded, hence she has been able to educate her children.

She has requested a loan of 75,000 Kes, which she will use to buy maize for milling. She hopes to open another business outlet in five years.

Additional Information

About Faulu Kenya

Faulu Kenya aims to empower Kenyans by providing relevant financial solutions. Faulu is a sustainable and profitable microfinance institution that offers savings and credit services to over 225,000 Kenyans. Faulu recently became the first MFI in Kenya to be licensed as a Deposit-Taking Micro-Finance Company, which will enable Faulu to better serve its clients.

About Kenya

  • $1,800
    Average annual income
  • 861
    View loans »
    Kenya Loans Fundraising
  • $42,924,225
    Funds lent in using Kiva
  • 80.8
    Kenya Shillings (KES) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $950 helped Penina to buy maize for milling.
99% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 24, 2010
Aug 30, 2010
Currency Exchange Loss:
Oct 15, 2011