Maria is one of the members, and for the first time she is the president of the communal bank. She has been a member for five years. During all of that time she learned to be responsible. What she likes the most are the meetings.
Maria is married and has two children who attend school. Maria and her husband sell assorted clothing. She sells at regional fairs, and she also travels to the Ayacuchana jungle. She gets the clothes in the city of Lima.
On her days off Maria also sells food in an itinerant manner close to her house. She sells in the evenings.
Maria has a deaf-mute grandson who is her responsibility. Her dream is to be able to improve their quality of life. She also dreams of educating her children and having her own house. They now live in a rented house.
Maria is requesting a loan for 1,800 soles to buy polo style shirts and pants.
Como es el caso D. L. Señora Maria que es L. presidenta por primera vez D. su Banco comunal, es socia hace 5 años y en todo este tiempo aprendió a ser responsable, lo que mas le agrada son las reuniones.
Maria es casada y tiene 2 hijos que estudian, Maria junto a su esposo se dedican a L. venta D. ropa variada que venD. en las ferias D. L. región y también viaja a L. selva ayacuchana, sus productos los adquiere en L. ciudad D. Lima.
Además Maria en los días libres venD. comida D. manera ambulatoria cerca D. su casa, actividad que realiza por las noches.
Maria tiene un nieto que es sordomudo que esta a su responsabilidad y su sueño es que el pueda mejorar su calidad D. vida, también sueña con educar a sus hijos y tener una casa propia porque hasta L. fecha vive en casa alquilada.
Maria solicita un crédito D. 1800 para L. compra D. polos, pantalones.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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