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Valentina is a widow. She has three grown children. Valentina runs a small business selling clothing and other merchandise in a little store, close to the central market, in her home town of Melitopol. Valentina has been in this trade for 10 years. She has 30,000 Grivnyas in inventory. Her profit amounts to 7,000 Grivnyas a month.

Valentina is seeking a 10,000 Grivnya loan to purchase assorted merchandise. She is very responsible when it comes to loan repayment. She can be characterized as a hard-working and circumspect individual with clear vision, a determined nature, and a kind heart. She hopes to use additional income to help her children and their families.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 7.9
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Valentina to increase her assortment.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 12, 2010
Aug 28, 2010
Currency Exchange Loss:
Jul 18, 2011