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Mayra Sonia
Mayra is a 54 year old woman who has a business selling clothing, working as a seamstress, and selling ice cream and ice in her home, striving to earn more income to help her three children. Her husband works as a guard earning a low wage, so Mayra has to work in order to improve their living conditions.

After much effort and hard work, they have succeeded in building their home. Today the roof of the house needs to be changed because it is very old and in bad condition for the rain that will come this winter. Mayra does not have the money needed to make these improvements.

Through Afodenic, she was able to increase her clothing inventory, since it is her second loan cycle, from which she will now be able to make the improvements to the roof. She is buying sheets of zinc, screws, and wood to be able to make the change.
View original language description ↓
Mayra es una mujer de 54 años de edad, se dedica al comercio de venta de ropa, costurera, en su casa vende helados y hielo logrando a si obtener mejores ingresos para ayudar a sus tres hijos. Su esposo trabaja como vigilante siendo un sueldo bajo, es por eso tiene que trabajar para poder mejorar las condiciones.
A mucho esfuerzo y trabajo han logrado hacer su casa. Hoy en día necesita cambiar el techo de su vivienda ya que por ser muy viejo esta en malas condiciones ya que se le esta pasando el agua en este invierno. Y no cuenta con el dinero en total para poder hacer las mejoras.

A través de Afodenic, logro aumentar el inventario de ropa pues es su segundo ciclo, en donde, ahora hará la mejora del cambio de techo. Comprando: laminas de zinc, golosos, madera y poder hacer el cambio.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 21.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Mayra Sonia to buy sheets of zinc to fix the roof of her house, which is old and leaky, and needs to be improved.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 25, 2010
Sep 2, 2010
Currency Exchange Loss:
Jul 15, 2011