Sra. María Luisa is 59 years old, married, and manages a candy kiosk. She has looked after this business for the past ten years in order to earn a living. Regarding her tenure with Pro Mujer, she has already participated in three loan cycles with her group.
The Communal Association “Claveles” consists of members who have their own businesses which include selling cards, gift wrapping paper, and toys; selling sweaters; selling candy and other treats; selling sporting goods, selling auto parts; selling clothing; managing a cafeteria; manufacturing jackets; and weaving blankets made of vicuña wool.
La señora María Luisa, casada, a sus 59 años de edad tiene a su cargo un Kiosko de golosinas, este negocio ha sido su sustento durante los últimos diez años. Con respecto a su permanencia en Pro Mujer, ella está ya tres ciclos en su asociación.
La A.C. “CLAVELES” cuenta con integrantes que también tienen sus propios negocios, entre ellos tenemos: venta de tarjetas y papel de regalo y juguetes, venta de chompas, venta de golosinas y otros, artículos deportivos, venta de repuestos de autos, venta de ropa, cafetería, confección de chamarras y tejido de manta con lana de vicuña.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid