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Laura Azucena
Laura, 58, sells all kinds of beverages. She operates the business in her house because she wasn't able to find another space for the business. She lives on the outskirts of Guayaquil (an area between the city and the nearby wetlands).

Laura started selling bottled water, door to door, after her husband died because she needed the income. She also works as a house cleaner. Her customer base for the water business has increased little by little. She doesn't have fixed work hours now because she occasionally gets work as a cleaner and only operates the business other times.

To keep the business going, Laura has to buy beverages--Coca Cola, water and juices. For the future, she wants to finish building her house.
View original language description ↓
Laura de 58 años, vende todo tipo de bebidas, su negocio lo tienen en su casa porque no ha podido conseguir un local, vive en la Perimetral de Guayaquil (zona periurbana, a su alrededor tiene el estero salado).

Por necesidad y después de haber muerto su esposo comenzó a vender puerta a puerta botellas de agua y también hacer empleada domestica. Poco a poco fue incrementando su clientela y surtiendo las bebidas. Ahora no tiene horario fijo porque esta trabajando esporádicamente como empleada domestica y el resto de tiempo lo utiliza para su negocio.

Para seguir con su negocio de venta de bebidas ella quiere comprar con el préstamo bebidas como coca cola, agua y jugos. En el futuro quiere terminar de construir su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 101
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Laura Azucena buy beverages to resell.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 6, 2010
Aug 27, 2010
Currency Exchange Loss:
Nov 15, 2011