Abby N. is fifty eight years old, widowed and has five children aged between thirty four years old and twenty two years old. She does her business in the Donholm estate in Nairobi. She builds rental houses. She has been in this business for two years now. She says that this business is profitable and she hopes to increase the size of her business and earn more income. She is using her loan of Kes 50,000 to increase her capital as she continues building. She hopes to build more houses and become a well known landlady. She describes herself as an aggressive and ambitious business person.