Mrs. Sum P. is a 41-year-old married woman and a local villager living in a medium-sized home with family members in Phnom Penh City. She owns a piece of farmland on which she and her husband always cultivate crops to earn a living. Besides this, she sells a few grocery ingredients out of her home and her husband provides a motor-taxi service for additional revenue. This couple are good parents of four children, one of whom is employed as an English teacher. In order to generate extra profits, Sum P. needs a loan to pay for hiring a parking lot in the school which she will use to look after a student’s vehicle for a fee. (Mrs. Sum P.'s husband is pictured.)
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.