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Maritza Elizabeth
Maritza is 39 years old and has a stationery shop (also known in Ecuador as a “bazaar”) in her home where she sells beverages, paper goods, and notebooks. She lives in a periurban area of Guayaquil called “Paraíso”.

Maritza started her stationery shop because she needed to support her family and have better financial stability. She began selling notebooks, pens, and paper to neighbors and acquaintances. When she accumulated enough money, Maritza was able to open a small stationery shop in her home. She works every day from 7am to 9pm.

In order to increase her inventory, Maritza will use this loan to buy notebooks, books, and stationery. In the future she wants to provide her children with a good education.

View original language description ↓
Maritza de 39 años, ella tiene una papelería en su casa vende bebidas, papelería, cuadernos (en Ecuador se los llama “bazar”). Vive en una zona periurbana de Guayaquil llamada “Paraíso”.

Comenzó con la papelería para poder mantener a su familia y tener una mejor estabilidad económica, vendiendo cuadernos, plumas y papeles a sus vecinos y conocidos cuando completo el dinero para ubicar su pequeña papelería en su casa. Trabaja desde las 07h00am hasta las 21h00pm todos los días.

Para surtir mas su negocio ella quiere comprar con el préstamo cuadernos, libros y papelería, en el futuro quiere darle una buena educación a sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 47
    View loans »
    Ecuador Loans Fundraising
  • $24,293,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Maritza Elizabeth purchase notebooks, books, and stationery.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 4, 2010
Aug 27, 2010
Currency Exchange Loss:
Mar 18, 2011