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Esther Jenny
Esther is 44 years old and sells products manufactured by Yanbal, a company that offers women entrepreneurs the opportunity to start their own independent sales businesses. She lives in a periurban area of Guayaquil called “Paraíso”.


Esther works alone in order to support her three children. She begins very early by offering her products to neighbors and friends. Esther sells Yanbal perfumes and clothing she acquires from the department stores at low price. She works with her children so that they can earn their own income.


With this loan Esther will buy Yanbal products such as perfumes and crèmes, as well as clothing from the department stores. She also wants to provide her children a better future.

View original language description ↓
Esther de 44 años, vende productos Yambal (empresa que ofrece a mujeres emprendedoras comenzar con sus ventas independientes). Vive en una zona periurbana de Guayaquil llamada “Paraíso”.

Realiza su trabajo sola para poder mantener a sus tres hijo, trabaja desde muy temprano ofreciendo los productos a sus vecinos y amigos, vende perfumes Yambal y ropa que ella comprar en almacenes de bajo precio, trabaja con sus hijos para que tengan sus propios ingresos.

Con el préstamo quiere comprar productos Yambal como perfumes, cremas, y ropa de almacenes. En el futuro quiere darles un mejor futuro a sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,840,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Esther Jenny purchase perfumes, crèmes, and clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 9, 2010
Listed
Aug 27, 2010
Currency Exchange Loss:
N/A
Ended:
Sep 30, 2011