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Monica Del Pilar
Mónica is 39 years old and runs a stationery shop (in Ecuador it is caled a "bazar"). She lives in a peri-urban area of Guayaquil called "Paraíso" ("Paradise"), which is characterized by its dirt roads.

She started her stationery shop in order to support her family by selling notebooks, pens, and paper to her neighbors and acquaintances. When she got together enough money to set up her small stationery shop, she readjusted her house and set the shop up in the front part. She works every day from 6:30 a.m. until 9:00 p.m.

She wants to buy notebooks, pens, and showcases for her business with this loan. In the future, she hopes to expand her business and to finish building her house.
View original language description ↓
Mónica de 39 años, tiene una papelería (en Ecuador se los llama “bazar”). vive en una zona periurbana de Guayaquil llamada “Paraíso” lugar caracterizada por sus caminos de tierra.

Comenzó con la papelería para poder mantener a su familia, vendiendo cuadernos, plumas y papeles a sus vecinos y conocidos cuando completo el dinero para ubicar su pequeña papelería readecuo su casa y la ubico en la parte delantera. Trabaja desde las 06h30am hasta las 21h00pm todos los días.

Con el préstamo quiere comprar cuadernos, plumas y vitrinas para su negocio. En el futuro quiere amplia su negocio y termina de construir su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Monica Del Pilar to buy stationery and notebooks.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 6, 2010
Aug 26, 2010
Currency Exchange Loss:
Apr 16, 2011