Teresa is 68 years old and makes a living selling clothing, shoes, cosmetics, jewelry and other personal accessories to enhance our appearances in our daily lives. Since a very young age she has made a living in this activity, and her husband's stepmother left her merchandise that she brought from Panama so that she could be offered a loan and cover the expenses. Teresa plans to use the loan to purchase new merchandise and invest in more gold and silver jewelry. Her goal is to increase her working capital and to always have the fortitude to work and keep making headway.
Doña Teresa de Jesús Martínez E. de 68 años, se dedica a la venta de ropa, zapatos, cosméticos y prendas, así como accesorios personales para lucir en nuestra vida diaria. Ella desde muy joven se dedicaba a ésta actividad, pues la madrastra de su esposo le dejaba a ella la mercadería que traía de Panamá para que la ofreciera al crédito (2 pagos solamente) y así cobrará los créditos otorgados.
Ella utilizará el crédito para la compra de mercadería nueva e invertir más en prendas de oro y plata. Su meta es aumentar su capital de trabajo y tener siempre las fortalezas para trabajar y seguir adelante
Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.