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Emilina Antonia
Doña Emilina is married and the mother of three children. She is a hard worker who has two jobs so that she can help her husband with the finances. Emilina works as a nanny during the day and sells fried foods at night. Using her savings, she is able to invest in the welfare of her children.


Emilina wants to put up a wall in order to improve the conditions of her home and contribute to a better community. She plans to continue making improvements to her home every time she is able to secure a loan from AFODENIC. The loans have been a great benefit because the terms help balance her monthly expenses.

View original language description ↓
Doña Emilina es madre de tres hijos, casada, y muy trabajadora, tiene dos trabajos. Logrando así poder ayudar económicamente a su esposo, trabaja como niñera de día y de noche vende fritanga, lo que con ahorros ha venido invirtiendo para el bienestar de sus hijos.
Lo que desea lograr hacer es un muro para mejorar las condiciones de su casa para un mejor común.
Como planes es seguir mejorando su vivienda cada vez que logre el financiamiento en Afodenic ya que es de gran beneficio, por sus plazos mediante el cual los hace mensual equilibrando así sus gastos.

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 132
    View loans »
    Nicaragua Loans Fundraising
  • $24,574,825
    Funds lent in using Kiva
  • 21.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Emilina Antonia purchase materials to build a security wall.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 23, 2010
Listed
Sep 1, 2010
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2011