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José María
José María is a 42-year-old head of household who lives with his family in Tranca Sasape’s El Trapiche annex, a rural zone of Mórrope district, belonging to Lambayeque province located more than an hour away from the city of Chiclayo.

He is a grains and vegetables merchant. He acquires these products from area farmers to sell in various regional markets at wholesale and retail. His business is very well received because the products are consumed widely in the region so demand is assured. Income from this activity supports his family.

José María needs capital to expand his business. Currently, vegetable production in the area has increased because it’s harvest time and he hopes to acquire the largest amount possible in order to increase sales and profits. To reach this goal he has deemed in advisable to request his first,1800 new sol, loan from Edpyme Alternativa.

José María is a responsible father who is quite dedicated to his family. His greatest wish is to continue to grow as a businessman to insure his family a stable and peaceful future. His neighbors and acquaintances in his area consider him to be a tranquil and trustworthy person.
View original language description ↓
José María es un padre de familia de 42 años de edad que reside junto a su familia en el anexo El Trapiche del caserío Tranca Sasape, una zona rural del distrito de Mórrope, perteneciente a la provincia de Lambayeque y se encuentra ubicado a mas de una hora de la ciudad de Chiclayo.

Se dedica a la comercialización de granos y menestras. El adquiere estos productos a los agricultores de la zona en donde vive para venderlo en los diversos mercados de la región al por mayor y al menudeo. El negocio cuanta con mucha acogida debido a que este producto es bastante consumido en la región por lo que la demanda siempre está asegurada, con los ingresos que percibe de esta actividad el sostiene la economía se su familia.

José María necesita de capital para ampliar su negocio, actualmente la producción de menestras en la zona ha aumentado ya que es temporada de cosecha y el espera adquirir la mayor cantidad posible para aumentar sus ventas y percibir mas ganancias. Para lograr su objetivo ha creído conveniente solicitar por primera vez a Edpyme Alternativa un crédito de 1800 nuevos soles.

José María es un padre responsable y bastante entregado a su familia. Su mayor anhelo es seguir creciendo como empresario para poder asegurarle a su familia un futuro estable y tranquilo. En la zona donde vive sus vecinos y conocidos le consideran una persona tranquila y confiable.

About Peru

  • $12,000
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $57,346,375
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped José María to buy grains and vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 27, 2010
Listed
Aug 26, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2011