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Las Dos Palmitas Group
In this Group: Tomasa , Bonfilia , Julia , Fernanda Anabel , Cristina , Elizabeth , Iris Humberta , Balvina , Hidaid , Nayeli , María Elena , Hermelinda Ana
This group is called “Las Dos Palmitas” (The Two Little Palm Trees) because there are two coconut palm trees in the front yard of one of its members; this is why they chose this name.

The following story is about Mrs. Tomasa L. O. since she is one of the group leaders. She is 38 years old, married and has three children. One child is in high school, one in middle school and the youngest is in elementary school. Tomasa sells bedspreads, tablecloths and sometimes tarps. She says that the loan she’ll get will be used to buy more bedspreads, sheets, drapes and tablecloths to continue with her business.

She decided to go into this line of work because one of her girlfriends recommended it because she said good profits can be made and because she wanted to find a way to help her husband meet household expenses and pay for their children’s education.

She is very happy because she says she is doing very well with her business because her sales have increased much. She now has more customers than she had before thanks to the good service and treatment she provides, aside from the excellent prices. This is why her income has increased notably.

Tomasa says that she’s never failed to make her repayments on time. Neither have her fellow members because they are all responsible, punctual women but above all, very hard working. They have known each other for a long time and this is their 3rd loan with FRAC. They trust each other and don’t want to disappoint those people that support them and believe in them.

She is very grateful to Fundación Realidad and the donors because without their help she would have not accomplished all she has so far like improving her quality of life and that of her family as well as being able to continue with her business and continue to invest in it.

Tomasa’s goal is to have her business grow and prosper even more than it has to date. She wants to build a locale to install her linens shop so that she doesn’t have to continue to sell door-to-door. She also wants to continue to support her children’s education so that they may complete higher education and have a good profession.

The group members and their activities are as follows:

Tomasa L. O.-bedspread sales
Bonfilia H. M.-fast food sales
Julia H. S.-bedspread and comforter sales
Fernanda Anabel A. O.-clothing sales
Cristina R. R.-catalogue cosmetics sales
Elizabeth H. B.- bedspread and comforter sales
Iris Humberta G. P.-grocery store
Balvina D. S.-groceries
Hidaid M. N.-prepared food sales
Nayeli M. N.-clothing sales
María Elena B. M.-power tool repair shop
Hermelinda Ana R. R.-prepared food sales
View original language description ↓
Este grupo se llama "Las Dos Palmitas" se tomo la decisión de ponerle esta nombre, ya que en el patio de la casa de una de las integrantes donde se reúnen hay 2 palmas de coco, es por eso que se escogió este nombre.

Esta historia es acerca de la señora Tomasa L. O., ya que es una de las lideres del grupo, cuenta con 38 años de edad esta casada y tiene 3 hijos los cuales 1 estudia la prepa, otro de ellos la secundaria y el menor la primaria, ella se dedica a la venta de colchas, manteles, y ocasionalmente lonas, ella dice que con el crédito que recibirá va a invertir en la compra de mas colchas, sabanas, cortinas y manteles para continuar con su negocio.

Ella se decidió por esta actividad por que una de sus amigas se lo recomendó, ya que dice se obtienen muy buenas ganancias y también por que quería buscar la forma de apoyar a su esposo con los gastos de la casa y con la educación de sus hijos.

Esta muy contenta ya que dice que le esta yendo muy bien con su negocio, puesto que sus ventas han incrementado mucho, ya que ahora tiene mas clientes de los que tenia antes por el buen servicio y trato que les brinda, aparte de sus excelentes precios y es por eso que sus ingresos también han incrementado bastante.

Doña Tomasa dice que en ningún momento a fallado con los pagos de su crédito, ni ella ni sus compañeras ya que son mujeres responsables, puntuales pero sobre todo muy trabajadoras, puesto que se conocen unas a otras desde hace bastante tiempo y éste es su tercer préstamo con FRAC, y se tienen mucha confianza , también por que no quieren fallarle a quienes las apoyan y creen en ellas.

Esta muy agradecida con Fundación Realidad y los donadores, ya que sin su ayuda no hubieran podido lograr todo lo que hasta ahora han hecho, como mejorar su calidad de vida y la de su familia, también el poder continuar con su negocio y seguir invirtiendo en el.

La meta que tiene doña Tomasa es la de que su negocio continúe creciendo aun mas y prosperando como hasta ahora, ya que quiere construir un local para poner su tienda de blancos y así no tener que andar casa por casa vendiendo, también el de seguir apoyando a sus hijos con sus estudios para que terminen sus estudios superiores y tengan una muy buena profesión.

Las personas que integran el grupo de las dos palmitas y a lo que se dedican son los siguientes:
Tomasa L. O.-venta de colchas
Bonfilia H. M.-venta de antojitos
Julia H. S.-venta de colchas y cobertores
Fernanda Anabel A. O.-venta de ropa
Cristina R. R.-venta de cosméticos por catalogo
Elizabeth H. B.-venta de colchas y cobertores
Iris Humberta G. P.-tienda de abarrotes
Balvina D. S.-abarrotes
Hidaid M. N.-venta de comida
Nayeli M. N.-venta de ropa
María Elena B. M.-taller de motosierras
Hermelinda Ana R. R.-venta de comida

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 9
    View loans »
    Mexico Loans Fundraising
  • $18,118,725
    Funds lent in using Kiva
  • 13.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Dos Palmitas Group's $4,025 loan helped a member for bedspreads, sheets, drapes and tablecloths.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 4, 2010
Listed
Aug 26, 2010
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2010