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Valens is 37 years old and married with four children who are 1, 4, 7 and 9 years old. Valens owns a shop where he sells a variety of goods and he has been in this business for a long time. The business hours are from 6 am to 6 pm every day.

Valens needs to request a Kiva loan via Vision Finance Company s.a. With this loan, he will purchase a variety of goods including foodstuffs. With this additional business, Valens will hopefully earn more profits, which in turn will allow him to keep reinvesting for better financial stability in his future business and to improve the living style of his family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,391,375
    Funds lent in using Kiva
  • 585.0
    Rwanda Francs (RWF) = $1 USD