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Ma. Cecilia
Ma. Cecilia M., 44 years old, is a proud mother of 5 children whose ages range from 2 to 12 years old. The family's main source of income is farming, as Ma. Cecilia's husband is a farmer. Because of her husband's meager farming income, Ma. Cecilia decided to join Ahon sa Hirap, Inc. - Rizal East Branch, a Kiva partner microfinance institution in the Philippines, to start her own business in order to help her husband with their financial needs. Her previous loans were spent in the purchase and sale of livestock, particularly chickens, and from her income she was able to support her family's needs. From then on, all she dreamed of was to increase her capital in order to earn more profit.

Ma. Cecilia maintains her good performance in ASHI until she fully pays her loans. Now she is applying again for a new loan to augment the needed capital for her business. If approved, her plan is to buy and sell live chickens. From her earnings, she has been able to construct housing for her poultry and develop the skills for raising chickens. Her aim is to establish a good business so that she can help in providing for all her family's needs, especially for their education. One of her dreams is to renovate their house. This serves as her motivation in working harder and performing her best as a member of ASHI and KIVA.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1424
    View loans »
    Philippines Loans Fundraising
  • $59,139,250
    Funds lent in using Kiva
  • 45.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Ma. Cecilia to buy chicken and feed.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 12, 2010
Aug 27, 2010
Currency Exchange Loss:
Aug 25, 2011