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Pen P., 42, is married and resides with her husband and a child in Kompong Chnang Province, Cambodia, an area known for quality palm products. P. is a farmer and earns an income of USD 2.5 per day. Her husband produces rice wine, earning an income of USD 3 per day. P. is requesting a loan of USD 1,000 to purchase more rice to produce rice wine product. In the future, she would like to use any additional profit to repair her house. This is her second loan from CREDIT, a long-standing Kiva partner in Cambodia. P. appears in the photograph with her husband while she is helping her husband to produce rice wine.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pen to buy rice to produce rice wine product.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 17, 2010
Aug 27, 2010
Currency Exchange Loss:
Dec 15, 2011