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Anarkul's Group
In this Group: Anarkul , Sairagul , Nuriila , Aidai
Anarkul B. is the leader of this group. She is thirty-three and married. She has two children of thirteen and eleven years old. Both of them go to school. Her husband is school teacher. Anarkul is also a school teacher. However, they also breed cattle. They started cattle breeding from a purchase of cattle with money that was obtained through sale of vegetables from their garden. They increased the number of cattle to seven. They started cattle breeding six years ago with an initial investment of 6000 soms. Anarkul applied for the loan to buy cattle in order to further increase their number. In the near future, they are planning to make capital repairs to their house with the profits from their business.

Group members:

Sairagul M. is the treasurer of the group. She is thirty-two and married. She has three children: her son is fifteen and her daughters are twelve and six years old. All of them got to school. Her husband is a builder. Sairagul is a school teacher. Together with her husband, she started cattle breeding from a purchase of cattle with the first salary of her husband. Now, they have been almost four years in cattle breeding and they have significantly increased their herd. Now, they make at least 1000 soms each month on cattle breeding. They are applying for a loan in order to make capital repairs to their house before the winter period. In the future, with the profits from cattle breeding, they are planning to expand their herd as much as possible.

Nuriila R. is thirty-eight and married. She has four children. Her eldest child got married and lives independently. Her younger three children go to school and live with her. She is a teacher of Russian language and Literature at the local school. Her husband breeds cattle. They started cattle breeding with the help of a loan in the amount of 5000 soms. From that moment, they have significantly increased their herd. They have already been in the cattle breeding business for seven years. They are applying for a loan in order to pay for their son’s education.

Aidai Z. is thirty-nine and a widow. She has three children. Her elderst child got married and lives independently. Her younger children live with her. They go to school. She is a teacher at the local school. She combines her job as a teacher with cattle breeding. She started cattle breeding fifteen years ago with her husband using money from his salary in the amount of 3000 soms. Now, she is applying for a loan in order to buy cattle for fattening. In the future, she is planning to build a house and buy a car for her family.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,291,700
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Anarkul's Group's $1,350 loan helped a member to purchase cattle.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 18, 2010
Aug 27, 2010
Currency Exchange Loss:
Jun 17, 2011