Fe Y Alegria De Huancalle Group
When we visited the community bank we interviewed Maria Luz. She is 33 years old and she was born in the community of Cora, in the district of San Sebastian. Maria Luz currently lives in the community of Huancalle together with her husband and their two children. She has been living in that community for the past 7 years and she is an agriculturist. She sells vegetables in the markets of Huancaro in the city of Cusco. She can be found on Saturdays at her stand from 8 in the morning until 2 in the afternoon. Maria Luz also makes her sales in the markets of Rosaspata, Wanchaq and Cacaparo on Mondays and Fridays. Maria Luz studied to be a nurse and she was elected to be the health promoter in the community, giving talks on nutrition, hygiene, and may other topics.
Maria Luz requests a loan in the amount of S/.800 nuevos soles. She would like to use the loan to renovate her home and purchase new doors and new windows. Maria Luz is one of the founding members of the community bank and she was elected as the secretary of the bank because she is a very punctual and responsible person.
Al visitar el banco comunal hemos entrevistado a la Sr. Maria Luz y tiene 33 años, ella nació en la comunidad D. Corao distrito D. San Sebastián. Actualmente, Maria Luz vive en la comunidad D. Huancalle junto con su esposo y sus dos hijos. Hace 7 años que vive en la comunidad donD. se dedica a la agricultura, ella venD. verduras en el mercado D. Huancaro D. la ciudad del Cusco. La pueden encontrar los días sábados en su puesto D. venta, desD. las 8 D. la mañana hasta las 2 D. la tarD.. Maria luz también venD. en el mercado D. Rosaspata, Wanchaq y Cascaparo D. lunes a viernes. Maria luz estudio enfermería y en asamblea los dirigentes D. la comunidad a Maria Luz la designaron como promotora D. salud D. la comunidad para que pueD. dar charlas D. nutrición, higiene y muchos temas más.
Con su próximo préstamo Maria Luz Luis que espera recibir S/. 800 nuevos soles. Le gustaría emplear el dinero del préstamo para refaccionar su casa desea comprar puertas y ventanas. Maria Luz es una D. los socios fundadores del banco comunal y fue elegida como secretaria del banco comunal porque es una persona puntual y responsable.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid