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John M.
John is married to a trader and has four dependents. He sells used bags in Makeni. John has over 15 years of experience in this type of business and has a reputation for being both honest and reliable. John initially got his start-up capital from the sale of his livestock in the city. He needs a loan of 3,000,000 SLL to buy used bags at wholesale prices. John plans to use the proceeds to educate his children and to build a house in the future. He thanks you for supporting him.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 22
    View loans »
    Sierra Leone Loans Fundraising
  • $9,379,975
    Funds lent in using Kiva
  • 3,969.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped John M. to buy used bags for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 18, 2010
Aug 26, 2010
Currency Exchange Loss:
Jul 15, 2011