Laura, 42, sells prepared lunches daily. She lives in an urban zone with her husband and four children who are 23, 18, 16 and 6 years of age.
She started selling lunches three years ago because she already had some experience preparing meals. She started making typical regional dishes.
Because of lack of resources, she cooks at home and then goes out to sell the meals. She has two assistants that help distribute the meals. She prepares ‘caldo de bola,’ ‘caldo de verde,’ (consists of dumplings or balls made from green plantains and stuffed with meat and vegetables served in a beef broth with corn and yuca. The meat for the dumpling filling is boiled with some beef bones, the green plantains and other vegetables in the broth that will be used for the soup), ‘guatita’ (rice with beef tripe stew).
She’d like to have a small locale to open a small eatery and the loan will be used to refurbish the front part of her house with cement, cinder blocks and paint. In the future she’d like to have a well-known restaurant.
Laura de 42 años, vende almuerzos todos los días, vive en una zona urbana tiene con su esposo 4 hijos de 23, 18, 16, 6 años.
Hace tres años ella comenzó con la venta de almuerzos, como ya tenia experiencia haciendo comidas, comenzó con platos típicos, por la falta de ingresos cocina en su casa y hay sale a repartir los almuerzos, trabaja con dos ayudantes para repartir los almuerzos. Hace caldo de bola, caldo de verde, guatita “arroz con cuerito de vaca”.
Ella quiere un local para iniciar con su pequeño restaurante por eso quiere el préstamo para readecuar la parte delantera de su casa con cemento, bloques y pintura. En el futuro quiere tener un restaurante conocido.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.