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Frederic Francois
Francois was born in 1988 and is married with three children: the first one is 18, the next is 14, and the last is 12. There is no one else in his family who works and, for that reason, he has to work hard so that he can provide all the basic needs of his family.

Francois is seasoned enough in his business, obviously, because he has four years of experience. The hours of his business are from 6 in the morning to 6 in the evening, every day.

Francois is requesting a Kiva loan via Vision Finance Company in order to expand his business through purchasing more bales of clothes to sell. This expansion will allow him to satisfy his customers and attract new ones as well.

With the profits that Francois expects to earn, he will reinvest in his business and pay his children’s school fees.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,000
    Average annual income
  • 40
    View loans »
    Rwanda Loans Fundraising
  • $13,772,850
    Funds lent in using Kiva
  • 587.4
    Rwanda Francs (RWF) = $1 USD