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Justine is married to a carpenter with whom they have six children; four of her children go school. She gave birth to twins who are three months old. She doesn’t take care of additional family members.

Previously, she owned a ladies' salon. She now owns a stall selling bananas in Kalerwe market. She buys bananas from the villages of Masaka District and uses public transport to buy bananas once a week. She doesn’t have any other side job. She sells to all kinds of people, both retail and wholesale. Justine works six days a week.

Her business challenges are transportation and seasonality. She aspires to being able to buy a plot of land. Justine decided to join MCDT, because of their timely loans and also services that are nearby. She resides in and rents a two-room house and the family has access to electricity, but not to piped water. Her monthly expenses are rent, medication, and school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 272
    View loans »
    Uganda Loans Fundraising
  • $31,081,300
    Funds lent in using Kiva
  • 2,267.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Justine to buy more bunches of bananas.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 24, 2010
Aug 26, 2010
Currency Exchange Loss:
Jan 15, 2011