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Victoria Womens Group C-Lugazi
In this Group: Julius, Joyce, Florence, Ruth, Rose, Mary, Muyimbwa, Robert, Florence, Steven, Masitula*, Margret, Jamawa, Rose, Monica*, Aisha, Patrick, Harriet*, Rose
* not pictured
T. Julius is a good natured, focused, God fearing and buoyant father of four school going children. He is also in his own right a go-getter and a suave businessman with a clear sense of business purpose.

It is now four years since he has been at the helm of his retail shop business in Lugazi-Town. The past ten years, which have been chequered in terms of experiences, have made him understand the gruelling nature of doing business. The good side is that it has made him into the hard working man that he is. Julius knows that without such a virtue, his chances of striking a workable medium in his business face long odds. At present he makes 200,000 shillings monthly profit. With this loan he wants to buy more stock such as sugar, salt, beans, rice and plastics to resell. He reckons he will make more profits when he resells the aforementioned items.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 190
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,254.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Victoria Womens Group C-Lugazi's $3,075 loan helped a member to purchase of sugar, salt, beans, rice and plastics.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Aug 3, 2010
Aug 26, 2010
Currency Exchange Loss:
Dec 15, 2010