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Cecilia S. is 57 years old. She is a busy entrepreneur and wishes to be able to help her children and provide a decent life. She makes and sells ice cream products and closely works with her husband as an ice cream vendor. She started the business 12 years ago to help her family meet basic needs as everything is very expensive.

She will use the loan to buy more ingredients for her ice cream products, so she needs more capital to meet the demand in her customers in the local area where she sells her ice cream. She is pleased because, in the past, she has managed to utilize the loans to invest in her ventures.

With working capital Cecilia’s business will continue growing and she will be able to provide good service to her regular customer. Through the support of KIVA lenders, Cecilia hopes to see herself and her family, who currently live in poverty, soon change their quality of living,

Cecilia’s long-term goal is to have an ice cream booth a few years from now so that she can give an opportunity of employment to others specially her extended relatives in their community. Cecilia hopes to maintain a long-term sustainable ice cream business.

During her 12 years as a member of ASHI, Cecilia has shown very good performance with her group mates and center. Having this loan will enable her to finally achieve her dreams in life: to have a successful business, fund the educational needs of her children until they finish college, and have a better life and a happy family as well. Cecilia is very thankful to ASHI and KIVA for the continued support of her dreams.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1225
    View loans »
    Philippines Loans Fundraising
  • $63,466,825
    Funds lent in using Kiva
  • 45.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Cecilia to buy more ingredients for her ice cream products.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 10, 2010
Aug 26, 2010
Currency Exchange Loss:
Aug 25, 2011